Comprehensive dwelling protection that covers structural damage from weather events, fire, and unforeseen circumstances.
Protection for furniture, electronics, clothing, and valuable items inside your residence against theft or damage.
Financial security if someone is injured on your property or if you accidentally cause damage to another person's belongings.
Straightforward filing and swift resolution when you need assistance the most. Support available whenever required.
Our policies are crafted to address the unique needs of homeowners, ensuring your residence and belongings remain secure.
Whether you own a single-family house, townhome, or condominium, we customize coverage that aligns with your situation.
Additional riders available for high-value items, natural disaster coverage, and temporary living expenses if displacement occurs.
Find clarity on coverage details, policy terms, and the protection options available for your residence.
More FAQsA typical policy covers your dwelling structure, detached structures like garages, personal belongings inside the home, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered event.
Several factors influence your premium including the age and construction type of your home, its location, safety features installed, claims history, and the coverage limits and deductible you select.
Standard policies generally cover wind, hail, and lightning damage. However, flooding and earthquake damage typically require separate endorsements or policies. We can help determine what additional coverage might benefit your specific situation.
Document the damage thoroughly with photographs, prevent further loss if safely possible, contact us promptly to initiate the claim, and keep records of any temporary repairs or expenses incurred. An adjuster will assess the situation and guide you through the process.
Yes, policies can be modified to reflect changes in your circumstances. Whether you complete renovations, acquire valuable items, or want to adjust your deductible, reach out and we will update your coverage accordingly.
Real experiences from policyholders who trust us to protect their homes and families.
After water damage from a burst pipe, the claim process was handled efficiently. The team kept me informed throughout.
Moving into our first house felt less overwhelming knowing we had reliable coverage in place. Great support team.
When a storm damaged our roof, they responded quickly and made the repair coordination simple.
The coverage options were explained clearly, and I felt confident choosing what worked for my budget and needs.
Switched from another provider and noticed immediate improvement in communication and policy clarity.
Having coverage for my home jewelry collection gave me peace of mind I didn't know I needed.